Factoring Made Easy

CST Financial Services makes your money available to you when you need it. For a small flat rate, CST Financial will handle the paperwork and give you your money now, so you can keep working.

A freight broker or shipper hires the owner operator to haul a load. Owner operator delivers the load to the receiver. Owner operator submits the freight bill to CST Financial and receieves payment within 24 hours. CST Later receives payment from the freight broker or shipper.

  • Customer/carrier setups
  • Rate confirmations
  • Fuel advances
  • Paperwork processing
  • Personal accounting invoices
  • Collections
  • Broker bond filing
  • Perpetual credit checks on your customers.
A freight broker or shipper hires the owner operator to haul a load. Owner Operator has to fill out customer carrier packet. Owner operator must have funds to haul the load in advance. The owner operator delivers the load to the receiver. The owner operator bills the freight broker. After 30 days, if payments is not received the owner operator must start their own collections.

Benefits of Factoring

  • No Monthly Minimum
  • No Setup Fees
  • No Hidden Fees
  • Customer Invoicing
  • Free Customer Credit Checks
  • Competitive Flat Rates
  • Direct Deposit Funding In 24 Hours Or Less
  • Nation-Wide Network
  • Short Term Contracts Available
  • Customer Packet Set Up
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What our partners are saying

  • Jason - Riverton, Utah

    "The CST Financial gang is like going into your favorite store, restaurant or watering hole. They know your name and your story, and always go above and beyond in their services. Truly great people that make business a pleasure."

  • Darrel - Hamilton, Texas

    "My company started as a dream. CST Financial has given me the financial freedom to grow my business and make my dream a reality."

  • Ron - Apple Valley, Utah

    "When you’re out on the road 6-15 days at a time billing is a real hassle. CST Financial gives me peace of mind knowing that everything is taken care of, the bills are getting paid, and so am I."

  • Kacey - Holbrook, Idaho

    "I run a team of trucks which is a handful all in itself. CST Financial ensures that all my invoices are correct and are processed in a timely manner. Being a small business owner, it is a relief having “friends” on your team."

  • Blaine - West Jordan, Utah

    "Being an owner operator can really take a toll on you. With the help of CST Financial the business interactions and paperwork are manageable, which makes running my truck and managing a business that much easier."

  • Marlin & Janice - Olympia, Washington

    "CST has been a godsend in our line of work. The team makes sure that all our bases are covered! All we have to worry about is the transportation, they take care of all the billing and paperwork! Staff is great!"
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